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Insurance Products
Life
Health
Disability
Senior Care
Supplemental
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Trivia Question of the Month:
Eligible
Bachelor
What eligible
bachelor "tied-the-knot" on Lanai Island, Hawaii on January
1, 1994?
- Jerry Seinfeld
- Tom Cruise
- John F. Kennedy Jr.
- Jim Carrey
- Bill Gates
Click here to see the
answer!
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Video:
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Testimonial:
"The Extra
Mile"
"I am
very excited to have you working for me on my family's insurance
needs. I really appreciate the time you took to go over the different plans/options out
there and explain them in a way I could understand and feel
comfortable making an informed decision. You also really went the extra mile
when I discovered my existing coverage did not cancel when it was supposed
to and you stepped in and delayed my new coverage from starting and
saving me the money for having coverage overlap. I look forward
to referring others to you and working with you."
Very Happy to
use Ron Dutton,
Jeff Allen
Gainesville,
GA
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The Park Bench
The park bench
was deserted as I sat down to read. I was disillusioned by life and with
good reason to frown, for the world was dragging me down.
And if that
were not enough to ruin my day, a young boy, out of breath,
approached me, all tired from play.
He stood
before me and said with great excitement, "Look what I
found."
In his hand
was a pitiful, parched flower with worn petals. Wanting him to take his dead flower and go off to play, I faked a smile. But instead of retreating he sat next to me, placed the flower to his nose and declared "It
sure smells pretty and it's beautiful too, that's why I picked it,
It's for you."
The weed
before me was dead or dying but I knew I must take it or he might
never leave. So I reached for the flower and replied, "Just what I
need." But instead of placing the flower in my hand, he held it mid-air. It was then that I noticed that the weed-toting boy could not see: he was blind.
I heard my
voice quiver as I thanked him for picking me the very best one. "You're welcome", he smiled and ran off to play, with no clue as to the impact he'd had on my day.
Through the
eyes of a blind child, at last I could see the problem was not with
the world; the problem was me. And for all those times I myself had been blind, I
vowed to see the beauty in life, and appreciate every second that's mine. I smiled as I watched the young
boy, another weed in his hand, about to change the life of an
unsuspecting old man.
-- Anonymous
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Dear David,
Here we are, looking at another New Year. For
many of us the New Year's resolutions have already been broken and
it's  only been 12 days.
The number 525,600 has a special meaning at the
start of each new year. This number represents how many minutes we are each given at the start of the new
year. We have the choice
to either waste and fritter away these minutes or to
invest them in things that are useful, helpful and of benefit to
others.
I look forward to having an opportunity to invest
many, many of my 525,600 minutes in helping as many people as I can
in 2011 with their insurance needs and challenges.
My prayer is that 2011 will be a safe, healthy and
blessed year for you and those you love.
Sincerely,
Ron Dutton
678-464-8602
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Be "SMART" About
Goal Setting
You came through all the holiday hoopla and even
managed to set a few New Year's resolutions. But now you're
starting to see your commitment level wavering. What can you do?
First, examine your resolutions to see if they fit
the "SMART" pattern for successful goal-setting. What is
"SMART" goal setting? Consider the following:
S - SPECIFIC. Was your goal specific enough? Maybe your resolution said simply, "I
want to lose a lot of weight." Those who are successful in
losing weight usually start with a specific goal - the number of
pounds they needed to drop. The same is true of other goals.
If you want to increase your exercise, be specific about the type
and duration of that exercise ("I will do 30 minutes of
aerobic exercise five days per week and 30 minutes of weights three
days per week.") You may even want to define
"aerobic" exercise, and set up a specific weight lifting
plan.
M - MEASURABLE. Unless a goal is measurable, you'll  never know when you've reached it. Being able to
measure your progress allows you to make behavior corrections on
your way to accomplishing your goal. You may have set a goal to
"be more social" in the new year, but is that a
measurable goal? To make it more measurable, break it down into
discreet, measurable behaviors - "I will attend a lecture
series once each week and invite a friend once each month."
A - ATTAINABLE. Did you set a goal that is a slight stretch for
you? If you did, you're on the right track. Goals that sound
reasonable when you're in the emotional, optimistic environment of
a goal-setting session may seem unreasonable when you're hungry and
rummaging through your refrigerator for something to eat. Can you
really lose 30 pounds in one month? If you've made unattainable
resolutions, don't throw them away! Adjust them to a more
reasonable level.
R - REALISTIC. Sometimes, timing is the most important variable
when setting goals. Look at what is happening in your life. While
you're working full-time and going to school full-time, is it
really the time to become the chairman of a civic organization?
Being real about your goals means recognizing your strengths,
limitations and resources.
T - TIMELY. Goals need to have a time limit or they are not
really goals. To say, "I will learn Chinese" is neither
specific nor timely. You would have more success saying, "I
will master tape #1 of my 'Learning Chinese' program by March
31."
We often become too attached to our goals to be
objective about them. Share your goals with a friend and have him
or her help you determine if they are "SMART" goals. By
being "SMART" about your goal setting, you will see the
changes you want to see in your personal and professional life.
Copyright 2010, Charles Chamberlain
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Kaiser Offers New Plans
Kaiser Permanente has overhauled their
Individual/Family plans effective January 1, 2011. The new
plans have been simplified and are more affordable.
There are three types of Signature plans and all
offer the same quality coverage at affordable rates. The main
differences between the plans are the deductible levels and the way
you pay for services.
Signature Premier. The Kaiser Premier plans offer the highest
benefit level. Premier plans feature unlimited physician
visits for just a copay. Many other services, such as
Emergency Room visits, after-hours visits, and generic drugs,
are also available for a copay from the first
day of coverage.
Signature. The Kaiser Signature plans are a good pick
for those who don't usually visit their doctor often.
With these plans, you pay a copay for your first four
office visits before meeting your deductible. Other
services, such as Emergency Room visits, after-hours
visits, and generic drugs, are also available for a copay from
the first day of coverage.
Signature HSA. If you want to build up a tax-advantaged
nest egg for medical services, one of the Kaiser Signature HSA
(health savings account) plans may be a good choice. With
these plans, once you meet your deductible, all covered services
are available at no charge. Better yet, if you open an HSA,
you can meet your deductible with tax-free dollars.
No matter which plan you choose, you can enjoy
preventive care services at no charge from the first day of
coverage, no deductible required. If you want to explore
the Kaiser Signature Plans further call us at (678)464-8602.
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Elaine's Recipe of the Month
Hot Buffalo Wings
 Ingredients:
1 cup Hot Sauce
Oil for frying
12 chicken wings, disjointed
1/2 cup butter
Creamy Roquefort Dip:
1/2 cup Roquefort
cheese, crumbled
1 3-ounce package cream cheese, softened
1/2 cup mayonnaise
1 tablespoon lemon juice
1 tablespoon wine vinegar
1/2 cup sour cream
Directions:
In a medium size
bowl, cream the Roquefort and cream cheese until smooth. Mix
in the remaining ingredients and blend well. Chill for 2
hours.
Heat oil to 350
degrees using a deep fryer or large pot. Deep fry the wings
until golden and crispy, approximately 10 minutes.
In a separate bowl,
melt the butter, add the hot sauce and heat thoroughly.
Immediately toss hot wings into sauce. Place wings on a
platter and serve with creamy Roquefort dip.
Enjoy!
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