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Insurance Products
Life
Health
Disability
Senior Care
Supplemental
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Trivia Question of
the Month:
High School
Drop Outs
"Back to
School" is right around the corner. We all understand the
importance of completing our education. Which one of the
following people was NOT a high school drop-out?
1. Jimmy Stewart
2. Richard Branson
3. Julie Andrews
4. Johnny Depp
5. Brian Tracy
6. Lucille Ball
Click here to see the
answer!
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Testimonial:
"I Never
Thought Twice"
"Referrals are
equal to my professional name being passed to someone else.
I never thought twice about sending clients to Ron as he has proven
time and time again my cleints are getting the same excellent
service, professionalism and high standards that I myself give.
Thank you Ron
Ellen New
Independent Insurance
Agent
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Give It a Second
Thought
An American
Indian tells about a brave who found an eagle's egg and put it
into the nest of a prairie chicken. The eaglet hatched with the brood
of chicks and grew up with them.
All its life, the changeling eagle, thinking it was a prairie
chicken, did what the prairie chickens did. It scratched in the dirt
for seeds and insects to eat. It clucked and cackled. And it flew in
a brief thrashing of wings and flurry of feathers no more than a few
feet off the ground. After all, that's how prairie chickens were
supposed to fly.
Years passed. The changeling eagle grew very old. One day, it
saw a magnificent bird far above in the cloudless sky. Hanging with
graceful majesty on the powerful wind currents, it soared with
scarcely a beat of its strong golden wings.
"What a beautiful bird!" said the changeling eagle to its
neighbor. "What is it?"
"That's an eagle - the chief of the birds," the neighbor clucked.
"But don't give it a second thought. You could never be like
him."
So the changeling eagle never gave it a second thought and it died
thinking it was a prairie chicken.
The Christophers
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Dear Ron,
Can you believe it's almost time to send the kids back
to school? It always comes as a bit of a shock to parents
and, of course, to the kids themselves. 
This year, I've decided to make things a bit easier
for you by including a very helpful checklist, including 10 things
to consider when you prepare for the new school
year.
And when it comes to preparation, why not make sure
you're prepared with adequate insurance coverage? Give me a
call to discuss your coverage
levels.
Sincerely,
Ron Dutton
678-464-8602
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Back-To-School Checklist
(Adapted from an article by Jennifer Wolf,
About.com Guide)
- __ Hold
a fashion show. Have your child
put on the clothes they haven't worn since last year. If
something doesn't fit, put it aside to take to a consignment shop or
donate to charity. If you need to purchase clothing,
take advantage of specials or coupons.
- __
Fill
out any necessary medical forms. If
you need to have forms signed by your child's pediatrician,
send them to your doctor's office as soon as possible. Also,
if your child has a food allergy, contact your child's teacher
before the school year begins to discuss any necessary
precautions. You can print a food allergy action plan from
The Food Allergy and Anaphylaxis Network.
- __
Purchase
school supplies. You can get a list
of the specific school supplies your child will need from the
school secretary or teacher. Items you'll need to pick up may
include backpacks, binders, and planners/organizers, in
addition to the regular assortment of pencils, crayons, glue,
and scissors.
- __
Confirm
babysitting arrangements. Double
check that your babysitter knows what day school starts, and
understands when you'll need him or her to be available. In
addition, take the time to confirm his or her pay rate and
your planned payment schedule.
- __
Consider
Buying Alarm Clocks for Kids. If your
kids are extremely reluctant to get up in the morning,
consider using an alarm clock with gradually increasing sound,
or use a timer to make their bedside lamp turn on just before
you want them to wake up.
- __
Plan
your lunches. First, you'll need
to decide whether you need to purchase new lunchboxes. If you
do, make sure you look for one that says lead-free on the
label. Some vinyl lunchboxes give off a lead residue, which
you don't want near your kids' food! Also, begin to plan what
you'll include in your kid's lunches, and stock up on extra
lunchbox staples, like fruit cups and granola bars, when you
see them on sale.
- __
Organize
your closets. This can help to
get everyone out the door a little faster in the morning. If
you've gotten behind in doing the laundry, or you have a lot
of ironing to do, take some time to complete this task before
school begins. Also, consider purchasing a wrinkle-release
spray for the kids' clothes, which may not really need to be
ironed on a regular basis.
- __
Update
your calendar. Your calendar is a
great tool for staying organized and managing the kids' busy
schedules. Take the time to add school-related items to your
calendar, like half-days and holidays. Also, fill in your
kids' regular activities, like soccer practice, ballet, or
karate. Get into the habit of looking at your calendar each
evening to be sure you know what is coming up the next day.
- __
Create
a system of organizing and storing papers.
On the first day of school, your kids will probably come home
with 5-10 papers for you to sign. You'll want to have a space
in your home where your kids can regularly leave the paperwork
that requires your signature. You'll also want to have one
spot where you can keep information on hand that you'll need
frequently, like the school lunch menu and calendar.
- __
Gradually
move kids' bedtimes up. You'll want to be
sure your kids are getting plenty of sleep when school starts.
If your kids have been staying up extra late this summer, you
want to gradually move their bedtimes up by about fifteen
minutes a night. This will make bedtimes easier on you when
school begins, and it will help relieve the back-to-school
jitters and insomnia.
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Health Reform Act Update
Most of the provisions of the Health Reform Act passed
in March will not take effect for several years. However,
four important changes will become effective on September 23,
2010:Ready for content.
- Lifetime
and annual limits. Plans will no
longer be able to impose lifetime dollar limits on essential
benefits. Annual limits will be restricted.
- Recissions.
No recissions will be permitted, except in cases of fraud or
intentional misrepresentation.
- Coverage
for adult children. Children may stay
on their parents' policies until age 26 if coverage isn't
available through their work, regardless of their marital
status.
- Pre-existing
conditions. Insurance companies may no longer
impose pre-existing condition exclusions for children under
19.
Click here to get more information
regarding the Health Reform Act and how you will be affected.
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Elaine's Recipe of the Month
Key Lime Cake
 Ingredients:
1 3-oz package lime-flavored gelatin
1-1/3 cups granulated sugar
2 cups sifted all purpose flour
1/2 tsp salt
1 tsp baking powder
1 tsp baking soda
5 large eggs, slightly beaten
1-1/2 cups vegetable oil
3/4 cup orange juice
1 Tbsp lemon juice
1/2 tsp vanilla extract
1/2 cup Key Lime juice (from about 25 small key
limes or 4 regular limes)
1/2 cup confectioners sugar
Directions:
1. Preheat oven to 350 degrees F. Grease
and flour three 9 inch round cake pans.
2. In a large mixing bowl, mix the gelatin,
sugar, flour, salt, baking powder and baking soda. Stir to
mix well. Add the eggs, oil, orange juice, lemon juice and
vanilla. Divide the batter evenly among the 3 pans and bake
for 35 to 40 minutes. Test for doneness by lightly touching
the tops of the layers or inserting a toothpick. Cool the
layers in the pans for 5 minutes, then turn them out onto racks.
3. While the layers are still hot, mix
the lime juice and confectioners sugar and pour it over the layers
on the racks. You can pierce the layers with a fork to allow
the glaze to soak in better. Allow the layers to cool
completely as you prepare the icing.
Cream Cheese Icing:
1/2 cup (1 stick) butter, room temperature
1 (8 oz.) package cream cheese, room temperature
1 (1 lb.) box confectioners sugar
Cream the butter and cream cheese. Beat in the
confectioners sugar until the mixture is smooth and easy to
spread. Spread the icing between the layers and on the top
and sides of the cake. Note: The cream cheese icing is
optional. This cake is beautiful and tastes great with just
the glaze poured over it. Serves 12.
Enjoy!
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