We don't work for any insurance company -- we work for YOU!

Your Monthly Newsletter

August 2011

In This Issue Trivia Question of the Month: "August 14, 1945" Testimonial: "A Smooth Process" Quotes on Education The Crow and the Pitcher Can't Beat a School Bus Children's Eye Health Safety Month Disability Insurance Coverage VIDEO: Managing Back-to-School Jitters Elaine's Recipe of the Month: Crab Cakes Insurance Products Life Health Disability Senior Care Supplemental Trivia Question of the Month:   "August 14, 1945" Which of the following events occurred on August 14, 1945? India became and independent country Marilyn Monroe made her Playboy Debut Nestle's Quick was introduced Japan surrendered ending World War II Going My Way won Best Picture Oscar  Click here to see the answer! Testimonial: "A Smooth Process" "Health insurance can be a difficult matter in the best of times, but considering the ebb and flow of health coverage these days, you need a professional who understands how to proceed. You can find that person in Ron Dutton. Ron helped me navigate through a tough situation, outlining the best methods to accomplish the task. His understanding of my needs, plus his understanding of coverages and plans made for a smooth process." Johnny Phelps Realtor/Broker Duluth, GA  Quotes On Education "Education is what remains after one has forgotten what one has learned in school."  - Albert Einstein "The school is the last expenditure upon which America should be willing to compromise." - Franklin D. Roosevelt "It'll be a great day when education gets all the money it wants, and the Air Force has to hold a bake sale to buy bombers." - Ronald D. Fuchs "If there were no schools to take the children away from home part of the time, the insane asylums would be filled with mothers." - Edgar W. Howe "The simplest schoolboy is now familiar with truths for which Archimedes would have given his life." - Ernest Renan (1883) "There are three good reasons to be a teacher - June, July and August." - Author Unknown The Crow and the Pitcher A Crow, half-dead with thirst, came upon a Pitcher which had once been full of water; but when the Crow put its beak into the mouth of the Pitcher he found that only very little water was left in it, and that he could not reach far enough down to get at it. He tried, and he tried, but at last had to give up in despair. Then a thought came to him, and he took a pebble and dropped it into the Pitcher. Then he took another pebble and dropped it into the Pitcher. Then he took another pebble and dropped that into the Pitcher. Then he took another pebble and dropped that into the Pitcher. Then he took another pebble and dropped that into the Pitcher. Then he took another pebble and dropped that into the Pitcher. At last, at last, he saw the water mount up near him, and after casting in a few more pebbles he was able to quench his thirst and save his life. The moral of the story? Little by little does the trick. Often times, when we run into challenges or obstacles we focus on finding that one big solution that will solve the problem when in actuality it's the benefit of smaller actions that often does the trick. Remember this the next time you face a dilemma. Take it one step at a time.

Dear David, For some of you, the new school year started this week.  For others, it may be just a few days away.  One way or the other, it's time to help the children of our community adjust to a new schedule, a new life. Hopefully, this edition of the newsletter will help you do just that.  Take some time to browse through the articles and helps.  I think you'll be glad you did.  Please take a moment to look us up on Facebook and click the "like" button. It's easy, just click on this Facebook logo:  Sincerely, Ron Dutton 678-464-8602 Can't Beat a School Bus It was 7:34 AM on a tiny island in the South China Sea. I was there as a tourist in 1995, after having spent several years in the area as a missionary.  I looked out over a sea of motley fishing boats in the harbor and something unusual caught my eye; from everywhere, there were children in white uniforms making their way to shore. These young children were literally floating their way to school, and in a fashion most of the world would find amusing.  Each child emerged from his or her family houseboat and jumped aboard a rather flimsy-looking piece of debris floating nearby.  The makeshift rafts were made of styrofoam, wood, plastic containers, and anything else that might float. Once aboard, each child used a system of ropes to pull themselves between the houseboats until they eventually arrived at a dock.  On the dock, the handsomely dressed schoolchildren scampered onto land and to the nearby school. I couldn't help but contrast this rather crude but comfortingly traditional method of getting to school with the more sophisticated school buses found in America.  Perhaps we shouldn't take school buses for granted. Consider these little known facts about schools buses: Over half of the country's student population is transported by school buses School buses provide an estimated 10 billion student trips every year In 1939, the yellow color of school buses became official - for safety reasons.  Yellow is the most easily seen color in dark and dusk. Modern "transit style" (or flat front end) school buses can transport up to 97 students, depending on the design. Modern school buses offer a great number of safety features, including stop signal arms, warning lights, emergency exits, crash-hardy chassis, high seat backs, and extra padding.  Additionally, video cameras offer better safety inside the vehicle. No matter how your children plan to get to school, it's hard to beat the safety and comfort of a school bus. Copyright 2011, Charles J. Chamberlain  Children's Eye Health Safety Month Although 55,000 children in the U.S. are considered "legally blind," there are millions more who have some form of eye disorder. In fact, approximately 25% of all school-age children have some type of eye problem. Right before the new school year starts all children need to have eye screenings to ensure that they can see properly to learn effectively. Because vision problems affect 1 in 4 children, detection and preventative measures are the best defense. It then makes sense that the month of August has been declared by the Prevent Blindness America Association to be Children's Eye Health and Safety Month! What can you as an individual, or your company do to participate in this health awareness effort? Team up with a local organization to provide vision screenings for the children of your employees, neighborhood, local schools and in general, of your community! Show the members of your community that you are always looking out for their interests. Click here for additional information. Disability Insurance Coverage You probably have coverage insuring your most valuable assets. You insure your home and its contents to protect against fire, theft and flood. You insure your car, jewelry, antiques and collectibles. Do you insure your income? Your income is your most valuable asset, without it you would not have these other valuables. Have you ever considered that your income also determines your standard of living and provides for your long-term goals. Unfortunately, it could all be at risk should you suffer a disability. That's why purchasing quality disability income insurance coverage to help protect your income is one of the most important decisions you'll ever make. We offer disability income coverage from such quality providers as Guardian, Mutual of Omaha and others. Call us at (678) 464-8602 to discuss this very important protection. Managing Back-to-School Jitters Do you remember how nervous you were going back to school after summer break?  Children struggle with the "unknown" and often need help.  Watch this short video for tips on how you can help your child adjust to a new school year.    Back to School Jitters: Tips to Reduce Anxiety Elaine's Recipe of the Month   Crab Cakes Ingredients: 1 pound crabmeat, picked free of shells 1/3 cup crushed crackers (recommend Ritz) 2 green onions (green and white parts), finely chopped 1/2 cup finely chopped bell pepper 1/4 cup mayonnaise 1 egg 1 teaspoon Worcestershire sauce 1 teaspoon dry mustard 1/2 lemon, juiced 1/4 teaspoon garlic powder Dash cayenne pepper Flour, for dusting 1/2 cup peanut oil Favorite dipping sauce, for serving (Cocktail sauce, Tartar sauce, Honey Mustard, etc.) Directions: In a large bowl, mix together all ingredients, except for the flour and peanut oil.  Shape into patties and dust with flour Heat oil in a large skillet over medium heat.  When oil is hot, carefully place crab cakes, in batches, in pan and fry until brown, about 4 to 5 minutes.  Carefully flip crab cakes and fry on other side until golden brown, about 4 minutes.  Serve warm with preferred sauce. Enjoy!